The new year is the perfect time to take control of your finances and set yourself up for success. If you’re looking for a better way to manage your money, consider making the switch to Sebasticook Valley Federal Credit Union (FCU). Unlike traditional banks, we prioritize your financial well-being with lower interest rates, personalized service and a strong commitment to the community. Plus, with our new transfer balance promo, there’s never been a better time to join. Just some of the many reasons people choose a credit union over a traditional bank.
Why Choose Sebasticook Valley Federal Credit Union Over a Bank in 2025?
Lower Interest Rates & Better Savings
Traditional banks focus on profits, but credit unions like Sebasticook Valley FCU pass the savings directly to our members. This means lower interest rates on loans and competitive savings rates, allowing you to keep more of your hard-earned money.
Personalized Service That Puts You First
At Sebasticook Valley FCU, you’re not just an account number — you’re a valued member of our community. We take the time to understand your financial goals and offer personalized solutions to help you succeed. With extended hours and local decision-making, we’re here when you need us most.
Community-Driven Values
We’ve been serving the heart of Maine for over 70 years, and our members are at the center of everything we do. From supporting local businesses to our commitment to the Campaign for Ending Hunger, being part of Sebasticook Valley FCU means contributing to something bigger.
Pay Off Debt Faster & Smarter
High-interest debt can feel overwhelming, but we’re here to help. Whether you need an easy way to pay off multiple debts with one single payment through a consolidation loan, a low 9.9% APR Visa credit card*, or a home equity loan, we provide affordable options to make managing your finances easier.
Plan for Your Future
Looking ahead? We offer the tools and services to help you save for retirement, a new car, or your dream home. Our financial calculators offer a peek into how we can help you achieve your financial goals.
Take Advantage of Our New Transfer Balance Promo
Start the year off right by simplifying your finances. Transfer your high-interest balances to our Consolidation Loan or Visa Credit Card (9.9% APR) and enjoy one easy-to-manage payment, lower interest rates and a $25 gift card on us!*
Apply online today or call us at 207-487-5576.
*Member eligibility required. Interest rates on loans determined by credit score. To qualify for a $25 gift card, debts paid by a Consolidation Loan or transferred to a Sebasticook Valley FCU Visa Credit Card (must not already be owed to Sebasticook Valley FCU). Offer ends 3/31/2025.
Make 2025 the year you take charge of your financial future. Join Sebasticook Valley FCU and experience the difference today!