Prices at the pump, grocery store and in your mail (hello, heating bills!) take a big bite out of Mainers’ paychecks. And it’s right around this time that the holidays arrive: a joyful time, but also a time that can be demanding on the wallet. There’s a lot to add to the cart, from food, to gifts, to new winter gear needed for growing families. Give yourself a break this holiday season with our Christmas Loan Special.  

In 2026, qualifying members can take advantage of a Christmas Loan that’s 2% below our normal loan rate. You can borrow up to $3,000, with convenient repayment terms over 12 months. This limited-time offer helps you stay on budget while spreading out your holiday spending, so you can focus on what really matters this season. Rates are as low as 6.25%! 

Win a $300 Gift Card 

Plus, when you apply and are approved for a Christmas Loan between now and December 24, 2026, you’ll be entered to win $300 in gift cards to local businesses, including Whitney’s Family Fuels, The Farmer’s Table, Indian Lake Market, Mammie’s Grill and The Broken Putter.                                                                            

How to Apply 

Applying for a Christmas Loan is simple. Visit our friendly loan officers in Pittsfield or Newport, or apply online anytime. Spend less time worrying about finances and more time enjoying the season.