The holiday season is a special time of year — but expensive, too. This year, Mainers will spend an average of nearly $1,000 on holiday-related items, most of it on holiday gifts. That’s a lot of money!

At Sebasticook Valley FCU, we have resources that can lighten that load. We know that many of our members want to spend responsibly, and we’re offering holiday specials that help you check off your gift list, while making less of a dent in your wallet.

Our credit union is uniquely positioned to help you manage holiday spending with competitively low interest rates and special deals. For instance, we are currently offering a Christmas Loan Special for 2023, with rates as low as 5.25% APR (annual percentage rate). Our members can borrow up to $3,000, payable over 12 months. As we like to say, “See us today, start Christmas shopping tomorrow!”

In addition to our Christmas Loan Special, we are also offering a Holiday Cash Calendar next month for members, with proceeds going toward the Campaign for Ending Hunger in Maine. With a $3,000 payout and cash prizes ranging from $20 to $500, daily winners are notified by phone and their names are posted on our Facebook page. Plus, winners’ names are resubmitted, so you can win up to 31 times.

The holidays can be hectic, but we’re here to help. Whether it’s through a loan special or the chance to win a bit of extra cash, Sebasticook Valley FCU is here to support our members — new, old, and everyone in between.