Thank you to you, our members, for choosing Sebasticook Valley FCU as your financial partner. For entrusting us with your financial affairs and allowing us to fulfill your lending needs. We are proud to say that we have been here for you throughout the year. Whether it was in person, on the phone, via email or online, we strived to be ready when you needed us. Rest assured we will do the same in 2022.

Thank you to our Board and Supervisory committee members for serving in their roles and being dedicated to our members, staff and the credit union. Their volunteer efforts are a vital part of our operation and success. They have worked hard to represent the best interests of our members and the credit union.

Thank you to our staff for your tireless efforts in the face of stressful, uncertain and difficult times. You were here for our members and each other. Without you our credit union would not be able to provide our members with the service they deserve. Your dedication and commitment to them and the credit union are deserving of the utmost praise and admiration. Despite the challenges before you, you came together, worked hard, served our members and even made time to have fun.

Sebasticook Valley FCU will continue to be here for you when you need us. We offer our most sincere and heartfelt prayers for those who have left us, those who are with us and most importantly for those that have newly entered the world. In closing I wish you all health, happiness, prosperity and most importantly laughter for 2022 and the years beyond. Thank you for the opportunity of your time and the privilege of serving you all.

Jim Lemieux, President and CEO