Here are four quick tips to improving your Credit Score:

  1. Pay all of your bills on time, every time. Avoid missed payments by setting up automatic transfers. Even one missed payment is quite a blemish on your credit report.
  2. Only use 10% of your available credit limit and try never to exceed 30%. As far as credit usage is concerned, the lower the better when it comes to lending risk.
  3. Review your credit report and dispute any errors. If you notice something off, do not delay. Contact the appropriate financial institutions to at least make them aware of the situation.
  4. Have a mix of credit, including credit cards and other loans. A higher number of accounts is preferable, as it boosts your lending credibility (no pun intended)!