Follow these simple rules to keep your digital transactions safe.

Create a different password for each account

In case of a data breach, a hacker won’t be able to access all of your accounts.

Sign up and use free security features

Using two-factor authorization may be a nuisance, but it makes it very difficult to steal your account information. Employ fingerprint or face scans to protect your phone and mobile wallet.

Regularly monitor your accounts

At least once a month, review all the transactions in your checking, credit card, and money-transfer services and report any suspicious activity.

Only send money to people you know and trust

Never use a P2P app like Venmo or Zelle to pay a stranger or an unfamiliar business, especially if your only contact with them is online.

 

~Source: AARP