Valentine’s Day has come and gone, but it’s never too late to improve your relationship with your finances. If you find yourself falling out of love with your bank, perhaps it’s time to consider a credit union – Sebasticook Valley Federal Credit Union delivers with personalized service and competitive rates. 

Traditional banks, once the go-to partners for financial affairs, can sometimes come with high interest rates, hidden fees and impersonal service. If you’ve experienced frustration with your bank’s lack of understanding or sky-high interest rates, it might be time to say goodbye and say hello to a local credit union. Here’s why: 

  1. Credit unions often provide lower interest rates. Unlike traditional banks that are driven by profits, we pass on the savings to members in the form of more attractive rates and more.  
  2. Personalized service. Credit unions prioritize personalized service, ensuring you feel valued and understood. At Sebasticook Valley Federal Credit Union, we offer extended hours to ensure we meet your needs. 
  3. Community Connection. Credit unions are deeply rooted in their communities, fostering a sense of belonging and shared responsibility for the well-being of their members. Sebasticook Valley FCU has been serving members in the heart of Maine for more than 70 years and is involved in many community-oriented programs, such as the Campaign For Ending Hunger 
  4. Credit unions can help you pay off debt. If you’re struggling with high-interest debt, credit unions can help. With debt consolidation loans, Visa credit cards featuring a low 9.9% APR, or the option of a home equity loan, credit unions provide a lifeline for those seeking to manage their finances more effectively. 
  5. Credit unions can help you plan for your future. In addition to paying off debt, those same lower interest rates and services can help you save for retirement, a car or a home! Check out our financial calculators to see how you can plan your budget. 

If you’re falling out of love with your bank, consider making the switch to a credit union. With lower fees, personalized service, and a commitment to community, credit unions offer the financial commitment you deserve. And if you’re grappling with high-interest debt, our friendly loan officers are here to help explore solutions tailored to your needs. Come in and talk to us today!