Medical debt

  • Your credit can be harmed if debt goes to collections
  • Collections agencies typically report if not paid within six months

Now, your medical debt and credit won’t be reported for a year. Paid credit will also be dropped from your credit report. This will help boost credit scores.

If you have medical debt:

  • Act before your bill goes to collections
  • Work directly with your provider
  • Payment plans are typically better than using a credit card
Notice to Consumer of Right to Cancel

MEMBER’S CHOICE ® Credit Life and Credit Disability Insurance are voluntary and not required in order to obtain a loan.  If coverage is elected, you have the right to cancel the coverage at any time by contacting your credit union.