 |
Rates Effective as of
August 08, 2008
| Type
of Loan |
APR* |
Maximum
Term |
Payment
per $1,000 |
| VISA
|
9.90%
|
Open-End
|
-
|
| Overdraft
Line of Credit |
13.75%
|
Open-End
|
-
|
| Personal
Loan |
as low as 8.00%
|
up to 60 months
|
$20.28
|
| Share
or Certificate Secured |
Deposit Rate
+ 3%
|
12 months
|
-
|
|
New
& Used Vehicles
(
100%
of the Retail Value) |
As low as 5.75%
|
up to 48
months
|
$23.37
|
As low as 6.00%
|
49 to 60
months
|
$19.33
|
As low as 6.25%
|
61 to 72
months
|
$16.69
|
| |
New
& Used Recreational Vehicles
(
100%
of Retail Value) |
As low as 5.75%
|
up to 48
months
|
$23.37
|
As low as 6.00%
|
49 to 60
months
|
$19.33
|
As low as 6.50%
|
61 to 72
months
|
$16.69
|
|
|
|
|
New
Mobile Homes
(
10%
down payment required) |
Call for Latest Rates |
Used
Mobile Homes
(up to
10
years old)
(
15%
down if purchased or
85%
of the appraised value if currently owned) |
Call for Latest Rates |
Used
Mobile Homes
(over
10
years old)
(
50%
of the appraised value) |
Call for Latest Rates |
New
Mobile Home On Land
(
80%
of the appraised value) |
Call for Latest Rates |
Used
Mobile Home On Land
(
80%
of the appraised value) |
Call for Latest Rates |
| |
Other
Secured Loans
New Collateral |
8.50%
|
up to 60
months
|
$20.52
|
Other
Secured Loans
Used Collateral |
8.50%
|
up to 36
months
|
$31.58
|
| |
| Land
Loans |
8.50%
|
up to 120
months
|
$12.40
|
| |
Home
Equity Loans
Fixed
Rates |
As low as 5.50%
|
up to 60
months
|
$19.16
|
As low as 6.00%
|
61 months
to 120 months
|
$11.14
|
As low as 6.50%
|
121 months
to 180 months
|
$8.74
|
Home
Equity Line of Credit
(up to
80%
of appraised value) |
Prime Rate
Plus 0% Currently 5.0%
|
Open End
|
-
|
Home
Equity Line of Credit Plus
(up to
90%
of appraised value) |
Prime Rate
Plus 1.50% Currently 6.50%
|
Open End
|
-
|
| |
Mortgage
Loans
|
Call for Latest Rates
|
| |
*APR is the Annual Percentage Rate
Rates are Subject to Change
|
|
Rates Effective as of
June 23, 2008
| Deposit
Rates (Type and Term) |
Rate |
APY* |
Share
Certificates
(
$500
Minimum Balance) |
|
3 Month
|
3.00%
|
3.04%
|
|
6 Month
|
3.00%
|
3.04%
|
|
12 Month
|
3.05%
|
3.09%
|
|
18 Month
|
3.10%
|
3.14%
|
|
24 Month
|
3.10%
|
3.14%
|
36 Month
|
3.45%
|
3.51%
|
|
48 Month
|
3.93%
|
4.00%
|
| |
Money
Market
(
$2,000
Minimum Balance) |
|
$2,000 to $9,999.99
|
1.00%
|
1.00%
|
|
$10,000 to $24,999.99
|
1.25%
|
1.25%
|
|
$25,000 to $49,999.99
|
1.75%
|
1.76%
|
|
$50,000.00 to $99,999.99
|
2.00%
|
2.02%
|
|
$100,000 and up
|
2.25%
|
2.27%
|
| |
| Shares
(Savings) |
| |
0.50%
|
0.50%
|
| |
| Clubs |
| |
0.50%
|
0.50%
|
| |
| Share
Drafts (Checking) |
| |
0.00%
|
0.00%
|
|
| IRA
Share |
| |
0.75%
|
0.753%
|
|
IRA
Certificates
(
$500
Minimum Balance) |
|
3 Month
|
3.00%
|
3.04%
|
|
6 Month
|
3.00%
|
3.04%
|
|
12 Month
|
3.05%
|
3.09%
|
|
18 Month
|
3.10%
|
3.14%
|
|
24 Month
|
3.10%
|
3.14%
|
|
36 Month
|
3.45%
|
3.51%
|
|
48 Month
|
3.93%
|
4.00%
|
| |
*APY is the Annual Percentage Yield.
Rates Are Subject To Change
|
|
|
